Which Value Do You Want?

Monday, August 21st, 2017
Ashley Nunamaker-Bello

What your home is worth depends on why you ask the question. It could be one value based on a purchase or sale and an entirely different value for insurance purposes.

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Would-be Buyers with Student Debt

Wednesday, May 24th, 2017

59% of non-owners are not comfortable taking on a mortgage with their student debt according to the Aspiring Home Buyers 2017 survey. It is estimated that the college graduates have an average of $37,172 in student debt.

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What Would You Give?

Thursday, February 16th, 2017

Yogi Berra said he’d give his right arm to be ambidextrous. While most first-time home buyers are not going to that extreme, it is interesting to see what sacrifices are being made according to the National Association of REALTORS® 2016 Profile of Home Buyers and Sellers.

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The ironic thing about people who think they can’t afford to buy a home for themselves, end up buying the home for their landlord. There are several facts that support this notion.

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Time May Be Running Out

Monday, December 5th, 2016

During the Great Recession, some homeowners elected to rent their home rather than sell it for less than it was worth.

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Dial Down Risk for Retirement

Monday, October 31st, 2016

There is certainly no shortage of retirement planning strategies available to individuals who actually take the time to consider them. What most financial experts do agree on is that the closer you are to retirement, the less time you have to recover from a loss. For that reason, many people start dialing down their risk factors as their age increases.

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Waiting to Buy...WHY?

Monday, September 19th, 2016

Some people wait to buy a home until they have 20% down payment to avoid paying the mortgage insurance which is required by lenders when the loan-to-value ratio is greater than 80%, with the exception of VA loans.

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Pay Off Your Mortgage?

Wednesday, August 31st, 2016

Becoming debt free is as much a part of the American Dream as owning a home but there certainly can be conflicting circumstances that make the decision to pay off your mortgage early unclear.

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Ready for Retirement?

Monday, August 15th, 2016

It’s surprising to realize that most people spend more time planning their next vacation or cell phone purchase than they do on their own retirement. Let’s look at a hypothetical situation where you have $35,000 to invest for your retirement in 15 years. Have you compared where you might have the best opportunity?

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