Items Your Lender Will Need

If you are buying a home and need to obtain a mortgage it is a good idea in the beginning of your home buying process to meet with a mortgage broker. If you do not have a relationship with a mortgage broker ask your real estate agent to recommend some local mortgage brokers in the Columbia River Gorge.

When you meet with your mortgage broker you should bring the following items (if applicable):

Last 2 years of federal tax returns
Last 2 years of federal business tax Returns
Last 2 years of W-2s and/or 1099s
Last 2 months of Bank Statements
Statements from your 401K or IRA
Last 30 days of pay check stubs
Divorce decree
Child support order
Bankruptcy discharge papers
Pension statement
Social security award letter

For a VA loan you will also need to bring

Copy of DD-214
Certificate of Eligibility