Homeownership is a privilege and a responsibility falling into one of three categories: maintenance, minimizing expenses and managing debt and risk.  Even after decades of owning a home, you may still need some help to handle some of these challenges.

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Mortgage interest paid on your principal residence is deductible today as it was in 1913 when 16^th amendment allowed personal income tax.  The 2017 Tax Cut and Jobs Act reduced the maximum amount of acquisition debt from $1,000,000 to $750,000.

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Just because that convenient grinding machine in your drain is called a garbage disposer, that doesn't mean you should treat it like your garbage can. There are many things that you should simply toss out instead of washing into your sink.

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While the public is focused on Black Friday Sales and Christmas shopping, you can take advantages of the lower sales activity in the real estate market in the fourth quarter. 

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We're grateful throughout the year and especially at this time of the year, for all our friends who have trusted us with the purchase or sale of their home.

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Most people who have car, home and health insurance have probably made claims and wouldn't consider being without it.  However, it might be difficult to find a homeowner who has made a claim on their title insurance which could lead a person to think that it may not be necessary. 

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A HELOC is a home equity line of credit that allows homeowners to borrow money using their home equity as collateral.   Once approved, the borrower can access the amount they need when they need it.  Some homeowners arrange for a HELOC to have an option available should funds be needed and will not owe interest until that point.

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