Hard or Soft Credit Check?
Monday, November 10th, 2025
There's a classic example used in behavioral psychology: the marshmallow test. In this experiment, children were given a choice: eat one marshmallow now, or wait a little while and get two. The lesson? Those who could delay gratification tended to experience greater success later in life.
That same principle applies beautifully to homeownership.
Through a 28-year lens, tax policies on home sales haven't kept pace with rising home values. That's putting homeowners in a bind and stifling real estate opportunities across the board.
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