No money down - 100% financing options available! Fee simple, no HOA! Welcome to this rare gem in the highly sought-after Powellhurst-Gilbert neighborhood! Step inside the inviting covered front porch and be greeted by an impeccably designed open concept floor plan that seamlessly blends warm tones with an abundance of natural light. The chef's kitchen is a true standout, featuring extensive tilework, custom cabinetry, and gleaming stainless steel appliances. On the main level, you'll find a versatile bedroom that can easily double as a home office or adapt to your specific needs. Upstairs, the primary suite offers a serene retreat with a dual vanity and stylish lighting. Two additional spacious bedrooms and a well-appointed bathroom complete the upper level, ensuring ample space for everyone. Enjoy the convenience of being just half a mile from a variety of parks, coffee shops, restaurants, and groceries. This home combines comfort, functionality, and a prime location—don't miss out on this exceptional opportunity! Enjoy the peace of mind only new construction offers with a 1 year builder warranty! (List price is subject to the buyer qualifying for the Portland Housing Bureau - System Development Charge exemption program to promote affordable housing in Portland, call for more info.)