When the AC quits, the roof leaks, or a pipe bursts, most homeowners instinctively grab their phone and Google the nearest repair service. It feels quick, convenient, and straightforward. In fact, more than 80% of homeowners admit the internet is their first stop when they need help around the house.

But what you find online isn't always what's best for you.

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After months of elevated mortgage rates, there's finally good news for homeowners: rates have been trending down over the past few months, and many experts expect this trend to continue as the Federal Reserve signals potential rate cuts through the end of the year.

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