When most people think about the tax advantages of owning a home, they usually think of deducting mortgage interest and property taxes. For years, those deductions were considered among the biggest financial benefits of homeownership.

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Many people dream about owning an additional property beyond their primary residence, whether it's a beach condo, mountain cabin, lake house, city apartment, or rental house. But from a financing and tax perspective, not all properties are treated the same.

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