Many homeowners are holding back from moving because they don't want to give up their low mortgage rate. But in doing so, they may be missing out on long-term equity gains that far outweigh the interest savings. Let's walk through an example.
The Current Situation
Most of us grow up hearing the same message: "Max out your 401(k). It's the best investment you can make." And it's true—401(k)s are powerful, tax‑advantaged vehicles designed to grow steadily over time. But here's what many people never hear:
A home is also a tax‑advantaged investment and for many families, it delivers even stronger long‑term wealth gains than retirement accounts.
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