After months of elevated mortgage rates, there's finally good news for homeowners: rates have been trending down over the past few months, and many experts expect this trend to continue as the Federal Reserve signals potential rate cuts through the end of the year.

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When it comes time to sell your home, one of the most important financial details you'll need to know is your "basis" in the property, that is, the total amount you've invested in the home over time. Your basis determines how much profit you'll report on the sale, which in turn impacts whether you owe capital gains taxes.

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