If you're paying rent, you're making a mortgage payment...
Monday, June 23rd, 2025
In today's high-interest-rate environment, homebuyers are looking for every possible advantage to secure an affordable mortgage. One often-overlooked opportunity is assuming an existing FHA or VA loan, especially those issued in the past few years when interest rates were at historic lows.
If you've owned your home for a long time, chances are its value has increased—maybe even doubled, tripled, or more. But did you know that a law written in 1997 still limits the amount of capital gains tax exclusion, despite skyrocketing home prices?
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